Aap ka number published list me match hua? Pehle official result se tasdeeq karein, phir apne bond ki type ke mutabiq standard bearer claim ya Premium registered payment procedure follow karein.
1. Pehle official list se tasdeeq karein
Hamari website par result check karne ke baad, National Savings ki official list se dobara milaan karein. Ye kisi bhi National Savings Centre ya State Bank of Pakistan (SBP-BSC) field office par mojood hoti hai.
2. Standard bearer bond ki eligibility check karein
Rs. 100, Rs. 200, Rs. 750 aur Rs. 1,500 ke standard bearer bond par issue date dekhein. Bond relevant draw se kam az kam 60 days pehle issue hua ho, subject to official rules.
3. Standard bearer claim form bharein
PB-23 standard bearer prize claim ke liye hai — English ya Urdu dono mojood hain. Ye form Premium registered bond ke bank-credit procedure par apply nahi hota:
4. Standard bearer claim ke liye ye cheezein saath le kar jayein
- Asli prize bond (photocopy nahi)
- Bhara hua claim form PB-23
- Asli CNIC aur uski do photocopies
- Filer hain to NTN / tax filer status ka saboot — is se tax sirf 15% rehta hai
- Bank account ki tafseel (cross cheque ya transfer ke liye)
5. Kahan jama karayein
| Inaam ki raqam | Kahan |
|---|---|
| Rs. 1,250 tak | Kisi bhi National Savings Centre ya authorized commercial bank branch |
| Rs. 1,250 se zyada | State Bank of Pakistan (SBP-BSC) field office |
| Premium bonds (25,000 / 40,000) | Registered bank account — National Savings/SBP BSC ke applicable verification procedure ke mutabiq |
6. Tax
Government policy ke mutabiq prize bond ki jeet par withholding tax:
- Filer (FBR active taxpayer list me): 15%
- Non-filer: 30%
Misal: Rs. 1,500 wale bond ka 3rd prize Rs. 18,500 hai. Filer ko Rs. 15,725 milte hain, non-filer ko Rs. 12,950. Draw se pehle FBR ki active taxpayer list me apna naam check kar lein — is se bara farq parta hai.
| Inaam | Filer ko milega (15% tax) | Non-filer ko milega (30% tax) |
|---|---|---|
| Rs. 1,500 | Rs. 1,275 | Rs. 1,050 |
| Rs. 9,300 | Rs. 7,905 | Rs. 6,510 |
| Rs. 18,500 | Rs. 15,725 | Rs. 12,950 |
| Rs. 100,000 | Rs. 85,000 | Rs. 70,000 |
| Rs. 1,500,000 | Rs. 1,275,000 | Rs. 1,050,000 |
Ye rates Prize Bond Tax Calculator me bhi lage hue hain — apni raqam daal kar foran hisab dekh lein.
7. Claim period aur archive alag cheezein hain
Standard bearer prize ka maximum claim period draw ki tareekh se 6 saal hai. Premium Prize Bonds registered payment process follow karte hain. Website par up to 8 calendar years of available draw records (2019\u{2013}2026) milna kisi claim ki eligibility ya deadline ko extend nahi karta.
8. Kitni dair lagti hai
Processing time amount, verification aur payment office ke mutabiq badal sakta hai. Receipt sambhal kar rakhein aur current timing relevant National Savings/SBP BSC office se confirm karein.
Ehtiyat
Koi bhi shakhs jo aap se claim karwane ke liye pehle paise maange, ya aap ka asli bond apne paas rakhne ko kahe, us se ehtiyat karein. Claim ka amal khud karna bilkul mumkin aur muft hai.