Naye hain? Ye guide poora nizam pandrah minute me samjha deti hai.
Prize bond aakhir hai kya
Standard Rs. 100, Rs. 200, Rs. 750 aur Rs. 1,500 prize bonds bearer instruments hain aur periodic profit nahi dete. Rs. 25,000 aur Rs. 40,000 Premium Prize Bonds registered products hain: ye draws me shamil hote hain aur applicable scheme ke mutabiq periodic profit bhi dete hain.
Denominations aur inaam
| Bond | 1st Prize | 2nd Prize | 3rd Prize |
|---|---|---|---|
| Rs. 100 | Rs. 700,000 (1) | Rs. 200,000 (3) | Rs. 1,000 (1,199) |
| Rs. 200 | Rs. 750,000 (1) | Rs. 250,000 (5) | Rs. 1,250 (2,394) |
| Rs. 750 | Rs. 1,500,000 (1) | Rs. 500,000 (3) | Rs. 9,300 (1,696) |
| Rs. 1,500 | Rs. 3,000,000 (1) | Rs. 1,000,000 (3) | Rs. 18,500 (1,696) |
| Rs. 25,000 Premium | Rs. 30,000,000 (2) | Rs. 10,000,000 (5) | Rs. 300,000 (700) |
| Rs. 40,000 Premium | Rs. 80,000,000 (1) | Rs. 30,000,000 (3) | Rs. 500,000 (1,696) |
Bracket me inaamat ki tadaad hai. Yani Rs. 750 ke har draw me 1,700 log kuch na kuch jeette hain.
Bearer aur Premium me farq
Bearer bonds (100, 200, 750, 1500) kisi ke naam par register nahi hote — jis ke paas hain wohi claim kar sakta hai. Isi liye inhein sambhal kar rakhna zaroori hai.
Premium bonds (25,000 aur 40,000) registered hain — khareedte waqt CNIC aur bank details record hoti hain; prize aur periodic profit applicable procedure ke mutabiq registered bank account me credit hote hain.
Draw kaise hota hai
Draw Central Directorate of National Savings ki committee karwati hai. Hand Operated Drawing Machine (HODM) istemal hoti hai aur numbers khaas bachon se nikalwaye jate hain. Draw se pehle awam machine ka muaaina kar sakti hai, aur koi bhi shakhs apna asli CNIC dikha kar draw dekh sakta hai.
Behtareen tareeqa
- Standard bearer bond relevant draw se kam az kam 60 days pehle issue hua ho; official eligibility rules check karein.
- Bond number kahin mehfooz likh lein ya wallet me save kar dein. Bond gum ho jaye to bearer bond wapas nahi milta.
- FBR ki active taxpayer list me naam rakhein — 15% aur 30% ka farq bohot bara hai.
- Purane bonds ko bhi check karte rahein — 6 saal tak claim ho sakta hai.